TRANSPARENT COVERAGE & ACCESSIBLE CARE

Accepted Insurance Plans & Self-Pay Pricing

Making board-certified internal medicine and senior primary care accessible, clear, and affordable across Apple Valley, Rancho Cucamonga, and surrounding Southern California communities.

Major Southern California & Inland Empire Plans We Accept

Finesse Primary Care accepts Original Medicare, IEHP, and most major health plans across the High Desert, Inland Empire, and Greater Los Angeles regions.

Medicare & Senior Coverage

Comprehensive support for older adults and dual-eligible beneficiaries.

  • Original Medicare (Parts A & B)
  • Medicare Supplement (Medigap) Plans
  • IEHP DualChoice
  • SCAN Health Plan
  • UnitedHealthcare / AARP Medicare Advantage
  • Alignment Health Plan
  • Humana
  • Wellcare
  • Blue Shield 65 Plus
  • Anthem MediBlue
  • Clever Care Health Plan
  • Astiva Health

Commercial, Covered California & Regional Plans

Broad coverage for adults across the Inland Empire and Southern California.

  • Inland Empire Health Plan (IEHP)
  • Blue Shield of California
  • Anthem Blue Cross
  • UnitedHealthcare (UHC)
  • Health Net
  • Aetna
  • Cigna Healthcare
  • Major Covered California Plans

Don’t see your plan listed? Coverage networks update frequently—please call our office at (760) 906-9362 and our team will gladly verify your eligibility.

Need Help Choosing the Right Health Plan?

Navigating Medicare Open Enrollment or selecting a new insurance plan can feel overwhelming—especially when you need to make sure your specific prescriptions and preferred specialists are covered. If you are comparing coverage options, our team can connect you with trusted, licensed local health insurance brokers. They will review your current medication list, specialist network, and budget to help you find the most affordable plan tailored to your individual medical needs.

Straightforward Cash-Pay Pricing

Paying out of pocket or navigating a high deductible? We believe every adult deserves unhurried, physician-led primary care with zero surprise bills. We offer flat, transparent rates at both our Apple Valley and Rancho Cucamonga clinics, as well as via telehealth.

New Patient Comprehensive Visit

$150

Thorough baseline evaluation for first-time patients

  • Comprehensive medical history & physical examination (H&P)
  • Complete vitals and cardiovascular review
  • In-office ECG (electrocardiogram) included if clinically needed
  • Full medication review & personalized care plan
  • Ordering of diagnostic labs with access to our heavily discounted cash-pay lab contracts

Established Patient Follow-Up

$100

Ongoing care, chronic disease management & acute visits

  • Focused history, physical exam & vitals review
  • Chronic condition & medication adjustments
  • In-office ECG included if clinically needed
  • Review of lab/imaging results & specialist coordination
  • Ordering of labs utilizing our significant cash-pay discount contracts with partner labs

Significant Lab Discounts for Cash Patients

When bloodwork or diagnostic testing is ordered, self-pay patients benefit directly from our pre-negotiated discount contracts with partner laboratories—saving you substantial out-of-pocket costs compared to standard retail lab rates.

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